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December 22, 2025
Peace of mind > Maximizing ROI (Payoff mortgage or not?)
A reflection on Morgan Housel's The Psychology of Money. We spend so much energy trying to maximize every dollar that we lose sight of why we're saving in the first place, and peace of mind matters more than optimizing for the highest return. Something worth remembering before deciding whether to pay off the mortgage early.
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We spend so much time trying to maximize every dollar that we forget why we are saving in the first place.π€ π‘
Morgan Houselβs ππ©π¦ ππ΄πΊπ€π©π°ππ°π¨πΊ π°π§ ππ°π―π¦πΊ reminds us that the best financial plan isnβt necessarily the one with the highest returns. Itβs the one that lets you sleep at night. π΄